The HEAT Loan Program provides consumers the opportunity to apply for a 0% loan from M/A-COM FCU to assist members with the installation of qualified energy efficient improvements in their homes. The loans are available up to $15,000 with terms up to 7 years. To apply for the loan, the consumer must own and reside in a one to four family residence and obtain a Home Energy Assessment through the MassSave Program.

Improvements that qualify for the HEAT loan include:

• Attic, Wall and Basement Insulation
• High Efficiency Heating Systems
• High Efficiency Domestic Hot Water Systems
• Solar Hot Water Systems
• ENERGY STAR® Windows

To get started, contact MassSAVE at 866-527-7283 to schedule a Home Energy Assessment. The demand for Home Energy Assessments is high this year so there will be a wait to obtain an appointment. An authorized representative will inspect your home and provide you with a list of recommendations for improving energy efficiency. You will also receive a HEAT Loan Intake Form, Program Steps, and Minimum Standards and Requirements at the visit.

Once you've decided which improvements to make, contact us by phone or at a branch for pre-approval. It's fast, easy, and there are no fees.